KUALA LUMPUR: MooMoo Securities Malaysia has launched Cash Plus, a high-yield cash management solution offering a five per cent annual return.
The company also unveiled the automated SmartSave feature, which it claims sets new standards for efficient and flexible cash utilisation.
Moomoo Malaysia chief executive officer Ivan Mok said many Malaysians remain cautious about investing, with 51 per cent of adults yet to start and for those who have, preferring low-risk options.
"Cash Plus provides a guaranteed five per cent annual return during its first 30 days, catering to investors seeking high yields without a long-term commitment, all while maintaining full liquidity, allowing investors easy access to their funds with no lock-in period, offering daily credited returns and flexibility for withdrawals any time.
Meanwhile, SmartSave automatically moves unused cash into Cash Plus at the start of each business day, ensuring the funds remain productive without manual intervention.
Unlike traditional solutions, SmartSave keeps funds available for immediate trading or investment opportunities, helping investors leverage their cash without forfeiting growth.
"By automating this process, we empower investors to capture higher returns while retaining the liquidity they need to act quickly in today's fast-paced markets," Mok said.
Moomoo Malaysia designed Cash Plus to accommodate both cautious investors and those looking for secure cash flow optimisation where the solution's flexibility appeals to investors seeking steady, accessible growth without compromising liquidity.